Government loans for undergraduate study
Most UK students will need to apply for funding in the form of a government loan (and/or grant in some regions) to cover the cost of University tuition fees and to help with living expenses.
Eligible UK students will receive funding from their regional funding body, based on their usual country of residence (not where they are planning to study). For detailed information about funding from each body, please follow the links below:
- Student Finance England (SFE)
- Student Finance Wales (SFW)
- Student Finance Northern Ireland (SFNI)
- Student Awards Agency Scotland (SAAS)
To be eligible for government student funding, applicants need to meet a range of criteria that includes nationality, residency and previous study. Please note that if you have ever studied in Higher Education before – even if you do not have a degree – your entitlement to funding may be affected.
Student funding is applied for each academic year and comes in two separate parts – a Tuition Fee Loan (and/or grant in some regions) which is paid direct to the University on a student's behalf, and a Maintenance Loan (and/or grant in some regions) which is paid in instalments to the student throughout the academic year, to help with their living expenses.
Whilst eligible students can borrow the full amount to cover the maximum tuition fee payable – currently £9,250 in public universities – if a student wishes to borrow more than the minimum amount of maintenance loan (£4,289 in 2020/21), they will need to have an assessment of their household income.
Eligible EU students are able to apply for a tuition fee loan only from the Student Loans Company. Please note that there is no funding available to EU students for living expenses – this should be funded through the authorities in your home country or by private funds.
For further information and to apply for a tuition fee loan, visit the Gov.uk website.
Come and see us
Student Funding Office, The Hub, Falmouth Campus, Woodlane
Generally open Monday – Friday, 09.00 – 16.00
Student Funding drop-in sessions
The Compass, Pod 1, Level 0, Exchange Building, Penryn Campus
Tuesdays & Thursdays, 13.00 - 16.00 (term-time only)
Telephone: (01326) 213744 / 255159