Research Degree Funding: Doctoral Loans

Female student seated at white table with laptop and open notepad

Research degree applicants and students may be eligible to apply for a Postgraduate Doctoral Loan to support them in undertaking their research PhD.

Loan opportunities

Postgraduate Doctoral Loans are available on a non-means-tested basis for eligible UK and EU students who are undertaking a postgraduate Doctoral course, such as a PhD. ​

The maximum loan amount is currently £28,673, for courses which start after 1 August 2023. This is the maximum loan amount for the whole course and payments are spread evenly across the duration of your studies.

You can apply for a Postgraduate Doctoral Loan in any year of your course. But if you apply after your first year, you might not get the maximum amount.

Please visit the Student Finance website for full details.

Only full standalone Doctoral courses will qualify (not top-up courses) and you can apply for the loan at any time. You do not need to reapply for each year of study. ​

If you have accessed student funding before (for undergraduate or postgraduate studies) please register using your existing Customer Reference Number (CRN).​

Eligibility applications & repayments

Doctoral Loans are awarded and administered independently by the Student Finance branch of ​

​Eligibility Criteria​​

Full and up-to-date information about eligibility and conditions can be found on the Doctoral Loan page of the Student Finance section of the website.​

Application Process​​

Full details about how to apply can also be found on the Doctoral Loan page of the website.​

Repayment Details​​

Full and up-to-date information about Doctoral Loan repayments can be found on the repayment page of the website.​

Contact the student funding team

For any funding related queries, contact our Student Finance team:

T: +44(0)1326 255310


Current students

You can use the same email and telephone number for prospective students, or you can book a Microsoft Teams or on-campus appointment by using the Student Funding appointments system.

Additional resources

A student and lecturer sat at a table with a photo montage on the wall
News_Photo symposium 2015
Guardian Head of Photography Roger Tooth chats to a student at the symposium. Photography by Tom Sandberg of Cartel Photos

How to Apply for a Research Degree

Whether you’re applying for a MPhil or PhD research degree, find out about the key stages of the a...

How to Apply for a Research Degree
Two men and a woman at a whiteboard
research training day whiteboard

MPhil & PhD Programme Structure

Explore the programme structure of an MPhil or PhD research degree.

MPhil & PhD Programme Structure
News_Make a Difference in Research: Workshop Success
Impact Training Workshop October 2013. Image courtesy of CommsConsult.

Doctoral Project Briefs

We invite MPhil and PhD project proposals that respond to a doctoral project brief.

Doctoral Project Briefs
Students sat around a table in the AIR building
Students sat around table in AIR

Falmouth Doctoral Studentships

You can apply for a fully-funded Falmouth Doctoral Studentship as part of your research degree appli...

Falmouth Doctoral Studentships