Consumer Information - US Direct Loans

For information regarding need based and non-need based aid, as well as government aid, please refer to the following:

• US Funding Guide (for details on Federal and private loans)
• International Scholarships. Please see this page for full eligibility details.
• Hardship page

Information about the services that Falmouth University offers to students with disabilities is available from the Student support team

• For information regarding the cost of tuition, fees, mandatory health insurance and student housing, please refer to the following:

US Funding Guide
Fees

• We are unable to assess the Cost of Attendance for students wishing to undertake an overseas placement. As such; Federal Aid would not be available during such periods
• For information regarding course costs, please see the individual course page.
• For information regarding accommodation, please see here
• For information on transportation, please see here

For information about the University's refund procedure, please refer to the following, which are updated annually: 

• Student Regulations
• US Federal Loans - Refund Policy and SAP

• Our website contains information regarding the refund of federal loans, in the event of withdrawal on the Title IV Refund page

• For information on academic programs offered at Falmouth University, please refer to the following section of our website which offers links to both the Admissions Team and all available courses: How to Apply
• PhD students do not qualify for Federal Aid
• Only full, on-campus undergraduate (BA/BSc) and postgraduate (MA/MSc) students will be considered for Federal Aid
• Students on any qualifying course, must already hold a high-school diploma and/or have the recognized equivalent of a high school diploma; and/or are beyond the age of compulsory school attendance in the State in which the institution is physically located.
• Students considering a full or partial year placement or exchange year, should contact the university in advance, to fully investigate Title IV eligibility. 

• For credits transfers and withdrawals, please contact our Admissions Team: How to Apply

• For the University's policies related to academic integrity, please refer to the following, which are updated annually: Student Regulations

• Information on the penalties associated with drug-related offences under the US Higher Education Act can be found here on the US Department of Education's website

• For information regarding the Falmouth University Libraries, please refer to the Library page

• The Library Team will also be able to advise on the sourcing of any books which they don't currently hold in stock. Advice on which textbooks to purchase can be gleaned from both the academic teams and the Admissions Team (prior to enrolment).

• For information about what to do in the case of a missing student, please contact either the Main Reception or visit our Emergency Support page

• Student's rights under the Data Protection Act are covered in the following, which are updated annually: Student Regulations

• For student loan information published by the US Department of Education, visit studentaid.gov

  The University will provide information published by the US Department of Education to students at any time that information regarding loan availability is requested, including the rights and responsibilities of students and schools under Title IV loan programs.

• Falmouth University reports student registration on NSLDS each calendar month (during term time) through the National Student Loan Data Service

• Please refer to the US Funding Guide

• Please refer to the following:

• US Funding Guide

• Student Loans.gov

• Please refer to the US Funding Guide

In order to prohibit a conflict of interest when it comes to private education loans, employees with responsibility for US loans are prohibited from the following:

• Making revenue-sharing arrangements with any lender
• Receiving gifts from a lender, a guarantor, or a loan servicer
• Entering into arrangements providing financial benefit from any lender or affiliate of a lender
• Directing borrowers to particular lenders or refusing or delaying loan certifications
• Offering funds for private loans
• All agents with responsibility for US loans are reminded at least annually of the code

There is a range of support available and we'd recommend contacting the University's Living Support Team in the first instance. Externally, help and advice can be sought from the following bodies:

• FRANK confidential drugs information and advice 24 hours a day
• Drinkline 0800 917 82 82: freephone helpline offering help and support on alcohol related issues
• DrinkSmarter online programme is to help people cut down and control drinking
• Alcoholics Anonymous
• Club Drug Clinic NHS service helping people who are having problems resulting from recreational drugs
• Drinkaware promoting responsible drinking and working to reduce alcohol misuse and harm in the UK
• Gamblers Anonymous
• Marijuana Anonymous supporting people to recover from marijuana addiction
• Narcotics Anonymous

We are now unable to provide the required paperwork for individual tax returns to the IRS, due to a recent change in their reporting requirements.

Whilst previously, it was possible to complete a 1098-T form; now all overseas schools are required to gain an 'EIN Number' from the IRS. The range and scale of the additional undertakings that this brings has resulted in Falmouth University not applying for an EIN number. As such, we will not be able to provide the required information in a format which would be acceptable to the IRS.

• Online courses (distance learning)
• Course delivered by partner organisations
• Part-time courses
• PhD/Research courses
• Students who, in the given year, are undertaking a placement or exchange overseas. In such instances, all elements spent overseas, cannot be considered Title IV eligible
• Any form of Foundation level study