As per the Higher Education Opportunity Act (HEOA) in the USA, the US government requires institutions offering US Direct Loans to disclose the following consumer information.
We are unable to assess the Cost of Attendance for students wishing to undertake an overseas placement. As such; Federal Aid would not be available during such periods
For information regarding course costs, please see the individual course page.
Our website contains information regarding the refund of federal loans, in the event of withdrawal on the Title IV Refund page
Consumer Information
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Academic programmes
For information on academic programs offered at Falmouth University, please refer to the following section of our website which offers links to both the Admissions Team and all available courses: How to Apply
PhD students do not qualify for Federal Aid
Only full, on-campus undergraduate (BA/BSc) and postgraduate (MA/MSc) students will be considered for Federal Aid
Students on any qualifying course, must already hold a high-school diploma and/or have the recognized equivalent of a high school diploma; and/or are beyond the age of compulsory school attendance in the State in which the institution is physically located.
Students considering a full or partial year placement or exchange year, should contact the university in advance, to fully investigate Title IV eligibility.
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Transfer of credits and withdrawals
For credits transfers and withdrawals, please contact our Admissions Team: How to Apply
Consumer Information
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Copyright infringement policies and sanctions
For the University's policies related to academic integrity, please refer to the following, which are updated annually: Student Regulations
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Notice of federal student financial aid penalties for drug law violations
Information on the penalties associated with drug-related offences under the US Higher Education Act can be found here on the US Department of Education's website
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Textbook information
For information regarding the Falmouth University Libraries, please refer to the Library page
The Library Team will also be able to advise on the sourcing of any books which they don't currently hold in stock. Advice on which textbooks to purchase can be gleaned from both the academic teams and the Admissions Team (prior to enrolment).
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Security report- Missing person, students in difficulty
For information about what to do in the case of a missing student, please contact either the Main Reception or visit our Emergency Support page
Student's rights under the Data Protection Act are covered in the following, which are updated annually: Student Regulations
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Student loan information published by the US Department of Education
For student loan information published by the US Department of Education, visit studentaid.gov
The University will provide information published by the US Department of Education to students at any time that information regarding loan availability is requested, including the rights and responsibilities of students and schools under Title IV loan programs.
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National student loan data system (NSLDS)
Falmouth University reports student registration on NSLDS each calendar month (during term time) through the National Student Loan Data Service
In order to prohibit a conflict of interest when it comes to private education loans, employees with responsibility for US loans are prohibited from the following:
Making revenue-sharing arrangements with any lender
Receiving gifts from a lender, a guarantor, or a loan servicer
Entering into arrangements providing financial benefit from any lender or affiliate of a lender
Directing borrowers to particular lenders or refusing or delaying loan certifications
Offering funds for private loans
All agents with responsibility for US loans are reminded at least annually of the code
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Drug and alcohol prevention
There is a range of support available and we'd recommend contacting the University's Living Support Team in the first instance. Externally, help and advice can be sought from the following bodies:
FRANK confidential drugs information and advice 24 hours a day
Drinkline 0800 917 82 82: freephone helpline offering help and support on alcohol related issues
DrinkSmarter online programme is to help people cut down and control drinking
We are now unable to provide the required paperwork for individual tax returns to the IRS, due to a recent change in their reporting requirements.
Whilst previously, it was possible to complete a 1098-T form; now all overseas schools are required to gain an 'EIN Number' from the IRS. The range and scale of the additional undertakings that this brings has resulted in Falmouth University not applying for an EIN number. As such, we will not be able to provide the required information in a format which would be acceptable to the IRS.
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COVID and CARES
Any/all learning provided online specifically as a result of Covid restrictions, qualifies under the USDE CARE Act of 2020
Consumer Information
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Non-eligible academic programmes
Online courses (distance learning)
Course delivered by partner organisations
Part-time courses
PhD/Research courses
Students who, in the given year, are undertaking a placement or exchange overseas. In such instances, all elements spent overseas, cannot be considered Title IV eligible
Disbursements of a students Federal Loans will ordinarily by triggered at the start of each Study Block, in the given academic year. As such, this will vary dependent upon the delivery method of your course:
3-year undergraduate courses
Start of Study Block 1 = 50% disbursed Start of Study Block 2 = 50% disbursed
2-year (Accelerated) undergraduate courses
Start of Study Block 1 = 33% disbursed Start of Study Block 2 = 33% disbursed Start of Study Block 3 = 34% disbursed
Postgraduate courses
Start of Study Block 1 = 33% disbursed Start of Study Block 2 = 33% disbursed Start of Study Block 3 = 34% disbursed
Any questions?
If you have any questions about the above consumer information then please get in touch.