The FINS loan scheme, developed by the EDUCATIVA Group with the support of the European Union and guaranteed by the European Investment Fund, is available to all students from an EU member state that lack the financial resources to pursue higher education abroad. The scheme was introduced to Falmouth University in 2022.

Falmouth University is not associated with nor is it recommending FINS and has no financial interest in the scheme. The University has and accepts no liability for the arrangements and actions of FINS and we encourage students to carefully research their options and take their own independent legal advice before signing any agreements.


FINS loans are available to all EU students that want to apply, applied, or have already received an offer to study an undergraduate or postgraduate course at Falmouth University.

Loan Amount

EU students can access up to EUR 25.000 for undergraduate or postgraduate studies.


  • You must be a citizen of an EU member state
  • You must have a good academic record
  • You must have a clean financial record, e.g., not blacklisted with any outstanding/unpaid debts for previous loans by any other financial institutions

Further criteria may also apply as detailed on the FINS website.

Spending your loan

The FINS loan scheme is flexible and can be used for the following:

  • Tuition fees
  • Monthly living costs of meals and rent (including rent deposit)
  • Books and other study materials or equipment
  • Medical Insurance
  • Transportation
  • Urgent expenses

As soon as you know which university you want to go to, you can get in touch on the FINS website:

FINS website

There is no formal deadline, but we advise you to apply as soon as you have applied to university to ensure that you receive the funding in time for your studies.

For further information please contact:


Please note: This is a private loan scheme and fees, interest rates and penalties may apply

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