Student Finance England
Government funding for English students starting their studies in September 2016 is different to funding offered to students in previous years. The Government have withdrawn maintenance grant support, and general funding from September will consist of two main elements - a tuition fee loan and a maintenance loan.
1. Tuition Fee Loan
Students are able to apply for a tuition fee loan to cover the full cost of their tuition fees each year, up to the maximum of £9,000.
Tuition fee loans are paid directly to the University on the student's behalf.
Whilst tuition fee loans are the most common way for students to pay course fees, you do not have to borrow the whole amount or take out a tuition fee loan at all - instead you can arrange to pay your fees yourself upfront or in two instalments (one at enrolment and one in January).
For more details on how to pay your own fees, email our finance team: firstname.lastname@example.org
2. Maintenance Loan
For funding to help cover the cost of living expenses whilst at University, students can also apply to Student Finance England for a maintenance loan.
All students who qualify for funding support are eligible to borrow the minimum amount of £3,821*. To borrow more than this, students will need to have their household income assessed. Students whose household income is less than £62,180 will be able to borrow a higher amount of maintenance loan. Those whose household income is less than £25,000 will be able to borrow the maximum loan amount of £8,200**.
* £3,821 = minimum loan amount for a student living away from home but outside of London. If a student remains living in their family home whilst at University, the minimum loan amount = £3,039. For those studying in London, the minimum loan amount = £5,330.
** £8,200 = maximum loan amount for a student living away from home but outside of London. If a student remains living in their family home whilst at University, the maximum loan amount = £6,904. For those studying in London, the maximum loan amount = £10,702.
Maintenance loans are paid directly to the student, usually in three instalments - one at the start of each term.
Maintenance loans are 'lumped together' with a student's tuition fee loan to form their total student loan which is repayable after you finish your studies. For details on repaying student loans, please see our dedicated page here: Repaying Your Student Loan.
Additional Student Finance
Students with particular circumstances may be eligible for additional funding and support from Student Finance England, such as:
- Childcare Grant
- Adult Dependents' Grant
- Parents' Learning Allowance
- Disabled Students' Allowance
- Travel Grant (for students studying abroad)
For further information on these, please see the Student Finance England website.
Applying for Student Finance
You only need to make one application to Student Finance to be considered for a tuition fee loan and maintenance loan. Most students apply online, which you can do via the Government website: Apply for Student Finance
Applications are now open for 2016 entrants, and we would always advise applicants to apply for funding as soon as possible - remember, you don't need to have a confirmed place at University to be able to apply for student finance.
You need to have submitted your application for student finance before Friday 27 May 2016, to ensure your application is assessed and your funding is in place for the start of the academic year in September.
You will need to apply for funding again for each year of your course.
For tips and advice on completing your Student Finance application, see our page Applying for Student Finance
To contact Student Finance England, call 0300 100 0607 or visit Student Finance England for information.
Student Finance in Scotland, Wales & Northern Ireland
Students from other UK regions - Scotland, Wales & Northern Ireland should check out the relevant information on our Funding for Scotland, Wales & Northern Ireland page.
Student Finance for EU Students
As an EU student, you may be eligible for some funding support from Student Finance England. Please see the detailed information on our EU Funding page.
Funding for International Students
There is no funding available from the UK Government for international students.
International students should look into potential funding avenues available in their home country and ensure they have an adequate funding package in place before coming to University in the UK.
The UK Council for International Student Affairs offers various information. You can visit their website here: UKCISA
Falmouth University offers a number of international scholarships in the form of fee waivers and discounts, for students in their first year only. Details can be found on our International Scholarships page.
University Bursaries for New Students Starting in 2016
For details on the Falmouth University bursary programme for 2016 entrants, please see our 2016-17 Bursaries page.